Christa Viljoen

Dr Christa Viljoen

Lecturer

School of Accounting and Finance

College of Business and Law

Eligible to supervise Masters and PhD (as Co-Supervisor) - email supervisor to discuss availability.

Available For Media Comment.

Christa Viljoen is a lecturer in Finance and Financial Planning at the UniSA Business School. She completed her PhD at UniSA at the end of 2024. Her PhD thesis focused on the financial planning of older Australian women, with specific reference to living and housing arrangements, including homeowners, retirement village residents, and renters.  Her research interests are focused on Finance, housing, and women.  
Her background in lecturing Finance and Accounting, and involvement in higher education, spans over more than 15 years, working in both  Australia and South Africa. Christa completed her Senior Fellowship with Advance HE in 2022. This certification is awarded in recognition of attainment against the Professional Standards Framework for teaching and learning support.She also completed her Professional Certificate in University Teaching in 2025. 
Christa holds a Bachelor of Commerce and Bachelor of Commerce (Honours) in Accounting. She is a qualified Chartered Accountant and member of CAANZ (Chartered Accountants Australia and New Zealand). She also completed a Diploma in Financial Planning and is an academic affiliate member of the FAAA (Financial Advice Association Australia). 
Christa started her professional career working in London for two years in the field of finance and accounting.  She started her lecturing career at the University of Stellenbosch in South Africa as a lecturer in Finance. Christa has been involved with UniSA since February 2016 in various capacities, including that of lecturer, tutor, HDR student, and workshop facilitator.
Christa has co-authored several papers with researchers from across Australia, South Africa, and Ireland.  
In 2023 she was part of the PhD Thinkers Program, have been a previous recipient of the Vice Chancellor and President Scholarship.  In 2025 she was awarded the Graham Arnold prize at UniSA. 
She is passionate about teaching and is dedicated to helping students develop the skills they need to succeed in their careers.
She is a member of the ATN HDR Advisory Committee in 2025 and is also a committee member of WEN (Women in Economics).

Year Citation
2023 Arya, V., Banerjee, R., Lowies, B., Viljoen, C., & Lushington, K. (2023). The effect of psychological factors on financial behaviour among older Australians: Evidence from the early stages of COVID-19 pandemic. Plos One, 18(6 June), 17 pages.
DOI Scopus3 WoS4 Europe PMC3
2020 Vijoen, C., Lowies, B., Lushington, K., & McGreal, S. (2020). Female perspectives on housing quality and household characteristics, perceptions and challenges: evidence from Australia. Habitat International, 105(102276), 1-8.
DOI Scopus9 WoS6
2018 Lowies, B., Whait, R. B., Viljoen, C., & McGreal, S. (2018). Fractional ownership - an alternative residential property investment vehicle. Journal of property investment & finance, 36(6), 513-522.
DOI Scopus7 WoS3
2017 Lowies, B., Viljoen, C., & McGreal, S. (2017). Investor perspectives on property crowdfunding: evidence from Australia. Journal of financial management of property and construction, 22(3), 303-321.
DOI Scopus13 WoS7
2016 Viljoen, C., Bruwer, B. W., & Enslin, Z. (2016). Determinants of enhanced risk disclosure of JSE Top 40 Companies: the board risk committee composition, frequency of meetings and the chief risk officer. SOUTHERN AFRICAN BUSINESS REVIEW, 20, 208-235.
WoS8
2015 Enslin, Z., Bruwer, W., & Viljoen, C. (2015). Enhancing risk-related disclosure in South Africa: a study on guidelines and current practices. Journal of economic and financial sciences, 8(1), 261-280.

Year Citation
2018 Lowies, B., Whait, R., Viljoen, C., & McGreal, S. (2018). Fractional investment in residential property in Australia. South Australia: University of South Australia Business School.
DOI
2017 Lowies, B., Viljoen, C., & McGreal, S. (2017). Property crowdfunding: Australian investor perspectives 2016/17. Australia: University of South Australia.
DOI

Courses I teach

  • BANK 1002 Personal Finance (2025)
  • BANK 1005 Financial Markets and Institutions (2025)
  • BANK 2007 Business Finance (2025)
  • BANK 3003 Financial Risk Analysis (2025)
  • BANK 5043 Personal Finance G (2025)

Date Role Research Topic Program Degree Type Student Load Student Name
2025 Co-Supervisor - Doctor of Philosophy Doctorate Full Time Ms Sue-Ann Charlton

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